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Other borrowing options include home equity loans or a home equity line of credit (HELOC), which are better options for homeowners that have sizable equity in their homes that they can borrow against.
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The Best Home Improvement Loans of 2019 | U.S. News – Credit history. As with all loans, home improvement lenders prefer borrowers with a history of paying their debts consistently and on time. A FICO credit score of 620 or higher may be needed to be approved for a home improvement loan.
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