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Pest Inspection Requirements for VA Loans. When using a VA Home Loan for a purchase or refinance, a Termite or Pest Inspection is REQUIRED prior to closing. The only exception to this requirement is when refinancing with a VA streamline IRRRL loan to lower the rate, term, and/or payment.
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Section II. Inspection Findings This report is indicative of the condition of the above identified structure(s) on the date of inspection and is not to be co nstrued as a guarantee or warranty against latent, concealed, or future infestations or defects. Based on a careful visual inspection of the readily accessible areas of the structure(s)
Termite inspections are performed during required real estate transactions and anytime a homeowner suspects a pest infiltration. typical costs: When part of real estate closing costs, termite inspections run $65-$100 and include a Wood Destroying Insect Report which contains two parts. Section 1 holds information on the immediate steps needed.
Closing Costs Of A Home Closing Costs Explained. Closing costs for homebuyers total around 3% to 5% of the home’s purchase price, which can add thousands of dollars to the cost of buying a home. For example, closing costs that amount to 5% of a $300,000 home would cost $15,000. Because buyers tend to use the majority of their savings on their down payment,
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VA loan rules for termite inspections are different for condo projects. According to the VA, "A wood destroying insect inspection is required in low-rise and high-rise units only when the fee appraiser observes a potential problem." There are some situations that allow the termite inspection to be waived in second-story or higher condo units.
. termite inspection of the property," Ramsey said. These pests are a threat to your household and beyond, so it’s critical to detect and treat for them as early as possible. Anyone who suspects a.